• Make use of our cost of moving to work out how much you can afford to spend on a property
• Speak to a dot advisor about your mortgage & protection needs
• Arrange an agreement in principle with your favoured lender
• Now you are ready to begin searching for your dream first house. Through our relationship with Townends Estate Agents we can also help with this stage of the process
• You now need to find a solicitor who will act on your behalf during the purchase - at dot we have excellent relationships with a number of firms and can help to find the best solicitor for you
• Put in an offer on your dream home
• Work with your dot advisor to complete your mortgage application. Remember dot can continue to arrange your mortgage regardless of the estate agent that you have found a property through
• It is important that you have a full understanding of the condition of your new home and should therefore arrange for a survey to be carried out. We work in partnership with Tyser Greenwood Surveyors and can help you arrange a survey
• Speak to your dot advisor about obtaining a quote for buildings insurance which will need to be in place before you exchange contracts
• Instruct your solicitor and set target dates for the exchange and completion of your purchase
• Book a removal company and make arrangements for your post to be redirected
• Start choosing your curtains!